“A Family-Friendly Policy That’s Friendliest to Male Professors”

That title from Justin Wolfers’s article in the The New York Times:

The central problem is that employment policies that are gender-neutral on paper may not be gender-neutral in effect. After all, most women receive parental benefits only after bearing the burden of pregnancy, childbirth, nursing, and often, a larger share of parenting responsibilities. Yet fathers usually receive the same benefits without bearing anything close to the same burden. Given this asymmetry, it’s little wonder some recently instituted benefits have given men an advantage.

I am sure there is a spirited discussion on social media, but with my new abstinence policy, I have no idea. I would probably make better points if I saw it. My only consolation (sort of) is that I will not see any blowback from my own thoughts.

The basic premise strikes me as true–men benefit more career-wise. But with caveats. Because the few months after the birth does not tenure make or break. Parenting is permanent.

There’s not a day goes by that I am not grateful for my own parental leave: one course off at Yale for each of the two kids, plus a smidgen less administrative work that year. I’d say the (slim?) majority of my peers going up for tenure do not have children. Having kids (and being dedicated to them) cut 20 hours out of my work week from the day they arrived. I don’t care how much more productive I became after kids, trying to fit everything into 9am-5pm and 9-11pm just five days a week: when aggregate inputs went down, so did aggregate outputs.

This to me is the big “time shock”: not the few months after the birth, but the compressed work hours forevermore, especially when you are compared explicitly at tenure time against childless colleagues who can and often do put in much, much more time. On average across families, women bear an unequal burden here. That’s not true of my family. But if it’s true for the average female assistant professor, then this could be a bigger disadvantage she faces, one that isn’t solved with a maternity leave policy.

That said, the parental leave right after birth matters too. Jeannie wanted to (and did) take off more time than me after the births. I know a lot of female assistant professor colleagues who did the same, and only a few male ones. (Also, let’s not forget who had the physical ordeal here.)

My sense is that most universities have an all-or-nothing parental leave policy that doesn’t quite fit different people’s priorities, or the unequal burden by gender (even if, in some relationships, it’s just the child-carrying itself).

As a profession, I think we ought to make sure that assistant professors who have kids get a break. Maybe a course off, with the understanding they are still active department members. And those who want to take serious time off after the birth could get a more serious break, such as more course relief and a tenure clock extension. Personally I’d support a policy that systematically favored women here, for longer than a semester.

All-or-nothing, gender-blind, one-semester long leave policies bear no resemblance to the demands of parenting, and the tensions with the tenure system.

252 thoughts on ““A Family-Friendly Policy That’s Friendliest to Male Professors”

  1. I’m not sure this addresses the key point: If women with children have a higher time cost of child bearing than men, both for biological and social expectation reasons, but men and women get the exact same time relieves for having a child, the policy ends up increasing the tenure probability of men and decreasing that of women. If the policy’s goal was to remove obstacles that contribute to the low tenure rate of women, it was an utter failure…

    One potentially helpful element is a practice of some schools to give mothers additional leave for having given birth, which seems to make a lot of sense given the biological impacts. Another small but potentially important change would be to specify more clearly what is implied by declaring oneself a “primary caregiver” and get the extra leave that this status implies. Then require the parent (and their partner if applicable) to sign that this specific situation is actually their case. Currently, some universities accept men declaring themselves primary caregiver who are clearly not taking on the majority of the child-caring work within their family. Such behavior should be considered legally and socially unacceptable.

  2. But what do you think of the study? I find the effect size pretty alarming. And it suggests that your family is not the norm.

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  4. As a profession, I think we ought to make sure that assistant professors who have kids get a break.

    As a profession, I think tenure itself needs to go. It wouldn’t solve the described problem but it would at least somewhat ameliorate it, along with many others. The perverse incentives tenure creates cause more problems than they solve.

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    With Best Regards.

    Adams Ruben Loan Firm.

  41. HI Get BLANK ATM Programmed Card and cash money directly in any ATM Machine around you. There is no risk of being caught, because the card has been programmed in such a way that it’s not traceable, it also has a technique that makes it impossible for the CCTV to detect you and you can only withdraw a total amount of $5,000.00 USD in a day. Now email us today @ our E-mail address at: [email protected]

  42. Hello everyone!!!

    My name is Mr Johnson Paul A CITIZEN of USA. i have been scammed by 3 different Internet international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 10,000.00 USD. One day as i was browsing through the internet with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called Sang Wai Loan Company where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 3 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $85,000 Dollars by this great Company (Sang Wai Loan Company} managed by Mr.Sang Wai and here i am today happy because Sang Wai Loan Company has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently kindly and quickly contact Sang Wai Loan Company now for your loan via email:[email protected]
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    Mr Johnson Paul

  43. Dear Sir/Madam,

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  44. Dear Loan Seeker,

    We give loan to private company and individuals. You can find some vital information about the loan we offer below. In getting a loan from our company, there are some information we need to pass across to you before we can proceed to the application process . INTEREST RATE: In the loan we offer, we do charge 3% Interest rate . AMOUNT GIVEN: We Give Out A Minimum Amount Of 1,000.00 to A Maximum of 100,000,000.00 INFORMATION NEEDED: As for the information needed, you will need to fill an application which contains your personal information and also the loan information, this will help us give you a full documentation of the loan terms and agreement contract which you will be expected to sign and send back to the company for approval if satisfied. Email Us: ([email protected])

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    Loan application form:
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    With Best Regards.

  45. HenryJames Multi-Finance Loan Offer!

    Dear Sir/Madam,

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  46. Hello we offer Loan, International Project Finance, Bank Guarantee and SBLC to both individuals and companies worldwide. Our interest rate is
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  47. GET ONE OF THE BLANK ATM PROGRAMMED CARD AND WITHDRAW 5,000$ DIRECTLY EVERYDAY FROM ANY ATM MACHINE AROUND YOU. IF YOU ORDER TODAY, YOU WILL GET IT OVERNIGHT SHIPPING AND YOUR BLANK ATM CARD WILL COME IN A MANUAL PACKAGE WITH A BOOKLET WITH INSTRUCTIONS AND YOUR GIVING PIN NUMBER, EVERYTHING YOU NEED TO KNOW ON HOW TO USE IT WILL BE ON THE BOOKLET, HANDLING TO ORDER YOURS CONTACT US @ OUR EMAIL {[email protected]} TO GET YOURS,

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  48. I got my already programmed and blanked ATM card to withdraw the maximum of $5,000 daily for a maximum of 31 days. I am so happy about this because i got mine and I have used it to get $155,000. MR James is giving out the card just to help the poor and needy though it is illegal but it is something nice that will help your financial hardship to a change of level financially. And no one gets caught when using the card for the card is will program and very active. get yours from him. Just send him an email On [email protected] THIS IS 100% REAL. I AM A BENEFICIARY OF THIS. HACKERS EMAIL: [email protected]

  49. GET ONE OF THE BLANK ATM PROGRAMMED CARD AND WITHDRAW 5,000$ DIRECTLY EVERYDAY FROM ANY ATM MACHINE AROUND YOU. IF YOU ORDER TODAY, YOU WILL GET IT OVERNIGHT SHIPPING AND YOUR BLANK ATM CARD WILL COME IN A MANUAL PACKAGE WITH A BOOKLET WITH INSTRUCTIONS AND YOUR GIVING PIN NUMBER, EVERYTHING YOU NEED TO KNOW ON HOW TO USE IT WILL BE ON THE BOOKLET, HANDLING TO ORDER YOURS CONTACT US @ OUR EMAIL {[email protected]} TO GET YOURS,

  50. I am Mr Pardon Harriso and it gives me joy writing this article of my testimony on how i became financially stable and summary of my previous finance stage before now. I believe there is nobody that doesn`t like money, when one is having finances, there is inner joy in you and i am among those having joy now and i will through this article saves you that is reading now in financial mess on how to be financially stable with Tony Harton Loan Company Before now, i make little earn with one transport company i was working with and it didn`t take me anywhere, i lived in struggle and what pained me most was my family for i just couldn`t cater for my wife and children`s needs but i had no choice but to manage the business and another thing that caused me grief was i didn`t always have time for my family and i wanted a business for myself but i couldn`t even afford a hundred dollar to make it work. But when i thought all hope and aspiration for my business plan was void then a friend of mine now retired in the same transport company where i worked advised me and referred me to an online Cyprus/UK Financial Institute that could better my financial stage and he stressed on that he is living well and fine today because of the financial body and i contacted them for help and to my greatest amazement, i was offered a loan of 120,000usd at affordable 2.5% rate for 7years after due process and today i am living well and happy and i now have time for my family because i am my own boss now. And i will forever maintain a standard relationship with Tony Harton Loan Company because they are the reason i am living with joy today. For as many in financial mess, bad credits, debt, in need or whatsoever challenges that you`re in today don`t fail to contact…[email protected] and i do assure you that your desires will be manifested.

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  51. Welcome to Adams Loan Firm. Do you need a loan to buy a house, car, landed property, to pay of your dept or to start up a business if yes kindly contact us on this Email: [email protected]

  52. Good Day,

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  53. GOODAY FRIENDS, I BELIEVE GOD WILL USE SOME BODY TO WORK IN YOUR LIFE; am by name Roland mike from USA, I realy want to share my great testimony on how i got the blank ATM card. I was so wrecked that my company fired me simply because i did not obliged to their terms, so they hacked into my system and phone and makes it so difficult to get any other job, i did all possible i could, but things kept getting worse by the day that i couldn’t afford my 2 kids school fees and pay for light bills. I own so many people trying to borrow money to survive because my old company couldn’t allow me to get another job and they did all they could to destroy my life just for declining to amongst their evil deeds. haven’t given up i kept searching for job online when i came across the testimony of a lady called anita regarding how she got the blank ATM card. Due to my present state, i had to get in touch with Hacking organization and i was told the procedures and along with their terms which i agreed to abide and i was told that the Blank card will be deliver to me without any further delay and i hold on to their words and to my greatest surprise, i received an ATM card worth $4.5million Usd.
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  54. loan from Barclays bank

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    EMAIL VIA:[email protected]
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  55. I’m Mrs Tammy Stephen by name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr. Manoj Yidi who lend me an unsecured loan of $97,000 under 48 hours without any stress. If you are in need of any kind of loan just contact him now via Email: [email protected] I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr.Manoj Yidi, i pray that God should give him long life.

    God bless him forever

    Testimony on how i got my loan

  56. We give out loan to interested persons and co-operate bodies anywhere around the world…… loans are available at an interest rate of 4% with no attachment of upfront fees…………..for more information,contact us on [email protected]

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  58. I got my already programmed and blanked ATM card to withdraw the maximum of $5,000 daily for a maximum of 31 days. I am so happy about this because i got mine and I have used it to get $155,000. MR James is giving out the card just to help the poor and needy though it is illegal but it is something nice that will help your financial hardship to a change of level financially. And no one gets caught when using the card for the card is will program and very active. get yours from him. Just send him an email On [email protected] THIS IS 100% REAL. I AM A BENEFICIARY OF THIS. HACKERS EMAIL: [email protected]

  59. Hello My name is Mrs Kathleen Bowlby from United State i
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  60. Hello,

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  61. Name:
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    *E-Mail Address:
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    Comments:
    HOW I GOT MY XMAS LOAN.

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  62. Hi people ,iam Larissa April,Last year, i had health issue and due to this reason i was advised by my doctor to always
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  63. Date Listed 19-Nov-16
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    View map
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  64. I am a financier I am willing to lend out loans with the interest rate of
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  65. Ameriquest Finance,Is a sincere and certified company,Founded in 1980,Loan company approved by the Government,we give out international and local loans to all countries in the world,Minimum amount set out for loan seekers is 1,000.00 and give out any amount of loan Dollars, Euro and Pounds.We offer loans with a dependable guarantee to all of our clients. Our loan interest rates are very low and affordable with a negotiable duration. Available now MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW UNSECURED, SECURE, CONSOLIDATE AND MORE Available now..

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  66. Welcome to (Mr’s M_Susan.Finance), We offer private, commercial and private loans with very low annual interest rates as low as 2% in a year to 50 years repayment period all over the world. We offer loans from Euro5,000 to Euro100,000,000. Our loans are well insured for maximum security is our priority. Are you losing sleep in the nights worried about how to get a legitimate loan lender? Are you biting your fingernails on the fast? Instead of hitting, contact M_Susan finance (Loan Services) now, the specialists who help to find the bad credit history loan, a solution that is the victory is our mission. E-mail: [email protected]
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  70. HOW I GOT A LOAN WITHIN 48 HOURS FROM EXCELSIOR INVETORS FINANCE GROUP

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  74. I live in UK London and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 U.S. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Hanna, that refer you to him. contact Mr. Sang Wai,via email:([email protected]
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  75. I was searching for loan to sort out my bills & debts, then i saw comments about blank ATM credit card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting {
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  76. Hello friends!!! My name is Jeff Chandler. I want to testify of the good Loan Lender who showed light to me after been scammed by 3 different Internet international lender, they all promise to give me a loan after making me pay a lot of fees which yield nothing and amounted to no positive result. I lost my hard earn money and it was a total of 4,560,000USD. One day I was browsing through the internet looking frustrated when I came across a testimony of a woman who was also scammed and eventually got linked to a legit loan company called Mark Benson’s Loan Company and email ([email protected]) where she finally got her loan, so I decided to contact the same loan company and then told them my story on how I have been scammed by 3 different lenders who did nothing but to cause me more pain. I explain to the company by mail and all they told me was to cry no more because I will get my loan in their company and also I have made the right choice of contacting them. I filled the loan application form and proceeded with all that was requested of me and to my greatest astonishment I was given a loan amount of $60,000.00 US Dollars by this great Company (Mark Benson’s Loan Company} managed by Mr Mark Benson a God fearing man and here I am today happy because this company has given me a loan so I made a vow to my self that I will keep testifying on the internet on how I got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: [email protected].

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  130. “THANK YOU SO MUCH Mrs OMON THE BEST HACKHER: Hi. I have been hearing about BLANK ATM CARD i never know it exist but until i tried my best to look for how i will get money to start up a business and pay my bills, i visited facebook and some other sites so many times. I saw how people get helped with Blank ATM card from Hacking Woman called Mrs Omon i was really surprise but i don’t really know what to do so i decided to email Mrs Omon i complained to her how i needed money and she reply Yes she is a hacking of anything, she said she can hack cellphones and Blank ATM and others devices, so I inquired about The Blank ATM Card. I have the faith is real and it will work because i saw many comments talking about her card. She told me Yes and that it is a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. i was amaze. after doing what she ask, 3 days later i received my card from DHL with my pin, i rush to try it on the closest ATM machine close to me, It worked like magic i was so happy. I was able to withdraw up to $5 000 00 immediately. This was unbelievable and the happiest day of my life, So far i have being able to withdraw up to $20 000 00 without any stress of being trace and caught. I don’t know why i am posting this here but i care about everyone who need financial help should contact her she is the best and kind, please don’t fall in other peoples hands who will take your money and not give you card. This is her email address ([email protected]). She can help you too. My name is Michael.. Please Thank him for me he is so great.”

  131. UNSECURED BUSINESS/PERSONAL LOAN BY LOAN CAPITAL FINANCE
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  132. Jeg hedder Ambler Shannon fra Schweiz. Jeg modtager bare mit lån på $ euro500,000.00 US Dollars fra LEND UP LOAN COMPANY, efter at jeg blev nedslået af andre långivere. LEND UP LOAN COMPANY Har virkelig lagt et smil på mit ansigt, nu kan jeg passe godt på Min forretning og andre personlige behov, kan du kontakte dem via email: mun[email protected] kontakte dem nu for dit lån De er tillid værdige lån långivere

  133. Hello every one I am Denise Ferry by name and i live in NY,USA please i will like to talk about the goodness of GOD in my life after so many months of trying to get a loan on the internet and was scammed the sum of $3,500 i became so desperate in getting a loan from a legit lender online then a friend told me that there is a legit loan company where he got his loan fast and easy without any stress so he introduced me to a Man called Mr Lindstrom Roger who is the CEO L&R Loan Firm, So i applied for a loan sum of ($15,000.00) with low interest rate so the loan was approved and deposited into my bank account that was how i was able to get my loan, so i was able to pay off my bills. i am advising every one who is interested in getting a loan fast and easy to kindly contact them via email:[email protected] as well, So thanks as you read the greatest testimony of my life story and thanks be to GOD almighty for his goodness upon my life.I am Denise Ferry by name.

  134. Hello we offer Loan, International Project Finance, Bank Guarantee andSBLC to both individuals and companies worldwide. Our interest rate is3% per year. We also sponsor and finance all kinds of Projects locallyand internationally. So if you have any good project and you need aninvestor just inform us immediately so that we can discuss, signagreement and then sponsor or fund the project for you. Kindly contactus today for all your financial needs. Best Regards, Mr. Parker TrumpE-mail: [email protected]

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  136. TESTIMONY on how I got my Desired Loan from a Legit Loan Company ([email protected])

    I’m Mrs Sandra Jose by name, a citizen of Chicago USA, I have been looking forward for a genuine online loan company for the past 8 months and all I got was group of scams who made me to trust them and at the end of the day, they duped me of $3,000.00 without giving anything in return, all my hope was lost, I got confused and frustrated, I found it very difficult to feed my family, I never wanted to have anything to do with loan companies on net again, because I never trusted any loan company since I was scammed, so I went to borrow some money from a friend, I told her all that happened and she said she can help me, that she knows a loan company that can help me, that she just got a loan from them, she directed me on how to apply for the loan, I did as she told me, I applied, though I never believed but I tried and to my greatest surprise my loan was granted to me within 72 hours, I could not believe, I am happy and I am thanking God that upon this scams all over the places a genuine company like this still exist, please I advise everyone out there who are in need of loan and can be reliable, trusted and capable of paying back at the due time of funds to contact Josh Loan Company via email [email protected] call/text to +1 (408) 676-9819 and be free from scams on the internet, they will never disappoint you… Please inform them that Mrs. Sandra Jose referred you…

  137. To get an internet loan is very simple, quick and fast,
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    regards

  138. Do you have an urgent need for business loan or to pay bills at 3% interest? We give loan to individual and cooperate bodies, ranging from $ 5,000 $ 20 million maximum term of 1 to 30 years, if yes Contact us by e-mail:[email protected]

  139. Hello Every One!

    i’m Ramsey Mike from LA, I am very happy to receive a loan from the European part of the world, they gave me a loan to settle my hospital bills, They saved me from loosing my house. this message might be of help to you guys that also need a loan in other not to go the wrong side in your search you have to contact this company William Paul Loans. Via E_mail: [email protected]

    Regards.

  140. Good day ,

    My name is Laura ,i am here to say something about Mr Jose Luis. I found his email address online regarding his loan/help towards those that are in need of a loan. So, i saw it and i was wondering if he`s loans were legit.

    However, I ran into expenses and i was needing just a small loan of $15, 000 yesterday to pay for some debts . So i collected his email online where i saw it and i decided to give it a try. Eventually i emailed him and i got in touched with him, i submitted all he’d required and to my greatest surprise, i got an alert today that the loan which i applied from Jose Loan Help Ltd was sent to me by Mr Jose Luis. So i couldn’t believe it until i went to the bank and i saw it reflected.

    So, i am using this medium to let everyone know about Jose Loan Help Ltd and how they helped me with my loan of $15,000 . So if anyone is needing a loan, i would rather advice he/she to contact him because he’s kind and as i made my research on him, he had helped so many people including me. So they are the best option to choose in Lending.

    Contact Mr Jose today for a loan via email: [email protected]

    Laura

  141. We offer loan to people on bad credit,home improvement loan,personal and business loan, student looking for financial help and to companies etc with a very low interest rate and with or without collateral. any interested one should contact.Mail ([email protected]) Thank You.

  142. SCAMMERS DRAINED AND RUINED ME FINANCIALLY AND LEFT ME HOMELESS BUT THANKS TO UP START LOAN ([email protected]).

    Greetings to everyone, Life they say is full of deceit. No torture and pain can be compare to what i Theresa L. Bernard experience in the hands of scammers, The most annoying part of it is that someone always post of receiving a loan from them which is nothing but lies and strategy to deceive and extort hard earn money from people. I was victimize several times because of that, After reading a post about them i end up trusting them without verifying, I lost more than $12,500 in the quest of obtaining a loan i sold my car defaulted in my bills but i keep on falling victim my life was a piece of trash full of mess. My kids dropped out of school, My bank denied me credit because my credit score was down already about leaving the bank with a broken heart a staff in the bank approach me and say that there is a financial institution called UP START LOAN that say yes even when banks and other financial institution says no. She advised me to give it a try to be honest i was so skeptical leaving the bank without saying a word to her. It was a month later when my eldest son was hospitalized looking up and down nothing to pay for his hospital bill devastated and confused and then i remember what the bank staff told me and i quickly went to the bank to plead with her and inquire on how to contact UP START LOAN and she gave me the details which are Email: ( [email protected] ) OR call/ text customer service through +1(574) 301-1639 . After following due procedures and comply to their policy in less 24 hours my credit got approved and transfer to me. later apply for a home and startup business loan of $350,000 which i receive and i obtain a home at 2076 Simon St, Philadelphia, PA 19124. UP START LOAN is the best. ( [email protected] or text/call customer service +1(574) 301-1639. Indeed they say yes when your bank and other financial institution says no.

  143. Hello!

    I just want to share my experience with you. I was in  great debt being I lost most of my assets due to the fire incidence which occurred in my workshop 2months into this year and I could barely  meet my needs. I was almost to about 9months out in debt. I couldn’t pay my bills until I saw a comment about someone talking about how he got western union MTCN of $20,000.

    I visited the email he provided and talked with them and then placed an order for $5000 after thinking about it for 2days for trial and paid the fee they requested, and to my greatest surprise, I got the MTCN and picked it up successfully. When I saw that it really worked, I then went ahead to place another order for $20000 and I got it as well.

    My financial struggles has been over,I was able to pay my debt and I have been able to provide for my family and live a comfortable life. For more information if interested, email them at;  [email protected]

  144. PALMER LOAN.
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  145. Do you seek funds to pay off loans and debts
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    Mr LINDSTROM ROGER

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  147. My life entirely changed when I met Mortgage Kapital Credit post by chance on internet! about how they are giving good loan online at 6% and i decided to ask for a loan as soon as possible. You must ignore all these loan lenders, because they are all SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars… But ([email protected]) approved my loan for just 6% within 24 hours after meeting up to their necessary requirements, and my loan was deposited in my bank account without collateral.

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  148. Greetings from PERELLA WEINBERG PARTNERS, we hereby bring you information about our loan offer at 2% interest rate with a sure guarantee and surety that any applicant must have his or her required loan funds without any obstruction on his/her transfer, we are 100% safety in loan lending, for more information and loan funds request contact our service on; ([email protected])
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  149. Quickandaccessibleloan, has been approved by finacial regulatory body to give out all kind of loan in line with professional practing rules.
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  150. Good day ,

    My name is Laura ,i am here to say something about Mr Jose Luis. I found his email address online regarding his loan/help towards those that are in need of a loan. So, i saw it and i was wondering if he`s loans were legit.

    However, I ran into expenses and i was needing just a small loan of $15, 000 to pay for some debts . So i collected his email online where i saw it and i decided to give it a try. Eventually i emailed him and i got in touched with him, i submitted all he’d required and to my greatest surprise, i got an alert from my bank that $15,000 was transferred to me, So i couldn’t believe it until i went to the bank and i saw it reflected.

    So, i am using this medium to let everyone know about Jose Loan Help Ltd and how they helped me with my loan of $15,000 . So if anyone is needing a loan, i would rather advice he/she to contact him because he’s kind and as i made my research on him, he had helped so many people including me. So they are the best option to choose in Lending.

    Contact Mr Jose today for a loan via email: [email protected]

    Laura

  151. * WELCOME TO ARMSTRONG HOLDINGS PLC *
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  152. Do you need an urgent loan to solve your financial needs? We offer loans ranging from 5,000.00 to 850,000,000.00. Max, we are reliable,powerful, fast and dynamic, with no credit check and offers a 100% guarantee foreign loans during the period of this. We also issued a loan in Euros,Thai Baht, Sterling and Dollar exchange rate is 3% of all loans if you are interested get back to us through. [email protected] With the following information: Your Name: Country: City: Address: Amount Needed: Duration: Age: Sex: Occupation: Phone No: Thanks Mr. Wellington.

  153. Do You need an urgent loan?
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  156. Good day sir/madam,this is a very good news to all of you out there looking for loan from a legitimate loan lender. I am out here to tell you to wary no more because the solution is here, my name is Juanita Hutchings, I searched for a loan for over 4 months until a friend of mine told me about a legit loan company where she got her loan fast and easy from a man called Mr.EDWIN, That is offering loan at a very low interest rate i applied and they finally solved my problem by offering me a personal loan of $55,000, please every one who is interest in getting a loan should kindly contact him via email([email protected]) I don’t want you to make mistakes just like me before i met them and i am assuring you people that they are legit. Believe me this is real.

  157. Hello Everyone,

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    for your loan today.

    Kuhner Geb Radek Anneliese

  158. Hello everyone,

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  159. Happy New Year Everyone,

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  160. We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable Email [email protected]

  161. Do you need a personal & business or Investment funding, without stress and quick approval? If yes, contact us today as we are currently offering loans at super interest rate at 3%. Our finance is secured and safe. Our customers happiness is our strength. loans from the tune of €5,000 -€1,000,000.00 USD Euro and Pounds, available now are Business, Personal, House, Travel and Student Loans Etc. For more info Send in detailed loan proposal(Loan amount and duration) Loan Officer. [email protected] Mobile number:+13016581830

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  163. I am very happy to receive a loan from the European part of the world,i am here to recommend you all in need of financial assistance to contact Mr Ronald James for your loan application .I was in need of $40,000 loan to buy a new car and also to pay my bills, I contacted him for my loan application and i receive my loan successfully.kindly contact Mr Ronald James via email for your loan: [email protected]

  164. My name is kurt wellens I am a business loan lenders give loans to people who they need the confidence that you can repay the loan and give credit to the Loans rental,

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  169. I am a loan originator for DOROTHY LOAN FIRM COMPANY. We represent a group of investors and also cooperate with banks to provide loans for our clients.
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  179. We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
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  180. Are looking for financial help and to companies etc with a very low interest rate and with or without collateral. any interested one should contact us via email ([email protected])) Thank You.

  181. Finding a genuine provider of financial instrument is very challenging but we are certified Financial Instrument providers in Ireland. Presently, we only focus on BG/SBLC for Lease and Sale transactions. However, our Lease BG/SBLC is 4+2% and Sale at 32+2%.

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  196. Hello, i want to use this medium to testify of a loan company that help me obtain a commercial loan with less stress. they offer all kids of Loan and if you are interested in obtaining a loan you will have to contact them with the below info.
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  197. Do you know you can withdraw free cash from any ATM machine with a hacked ATM card?

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  201. Hi friends, i just got my loan from Street Capital Loan if you need a loan so kindly email via: (street capital11 @gmail . com) whats-app on + 1 (226) 780 9767

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  203. Contact: Gary Snyder
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  204. Good day dear esteemed readers, I am Randall Williams from West Virginia USA, I want to use the medium to share a brief testimony on how I got loan online after running from high interested rate and was also scam online by 2 loan companies who promised to help me, I promised never to apply for loans online until one faithful day when a fellow nurse working in the same hospital with me told me how she got a loan that help her family invest in Gold and Silicon oil business and the interest rate was low, after the discussion I quickly asked for the lender details and she gave me the email of the God sent lender which I contacted immediately via email; ( [email protected] ) a God fearing Man,i contact them and they emailed back to my surprise, so I followed the steps and today I am happy to tell you I was offered a loan of my desire without any stress non delay which we are using to set up a good business, if any of you reading needs a loan with security and best assured company do contact AHMED FATTAH LENDING CLUB via email( [email protected] ) today and I promise you that this reputable loan company would meet to your request and put smiles on your faces.

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  206. Hello, i want to use this medium to share with you of a loan company that help me obtain a commercial loan with understandable Terms. they offer all types of Loan.
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